July 16, 2026
Michigan mortgage rates this week: 30-year climbs to 6.57%
Our July 16 survey of Michigan lenders: the 30-year fixed sits at 6.57%, FHA at 6.23%, up 0.06 points on the week.
Market news
Rate moves, program changes and market shifts — covered for Michigan specifically, not syndicated national copy.
July 16, 2026
Our July 16 survey of Michigan lenders: the 30-year fixed sits at 6.57%, FHA at 6.23%, up 0.06 points on the week.
July 9, 2026
Our July 9 survey of Michigan lenders: the 30-year fixed adds 6 bps to 6.51%, FHA at 6.17%, as a hotter CPI print snaps the recent decline.
July 1, 2026
FHA at 6.12%, the first Grand Rapids inventory gain since 2023, and where the 30-year fixed landed — our July 1 survey of Michigan lenders.
June 24, 2026
Michigan's $10,000 down payment assistance is a 0% loan with no monthly payment — yet most eligible buyers never claim it. Limits, the 640 rule, and how to apply.