Original research
Michigan Mortgage Research & Data
Data-driven reports on how Michigan really borrows for a home — built from public federal data (CFPB complaints and HMDA lending records) plus our own market analysis, with every source cited. No spin, no sales pitch.
Affordability · 30 cities
How Much Income You Need to Buy a Home in Michigan
The income needed to afford a typical home in 30 Michigan cities at today’s rates — from about $26,500 in Flint to $174,000 in Ann Arbor.
HMDA data · 2024
The Michigan Mortgage Report: Who Gets Approved in 2024
From federal HMDA records: how many Michigan home loans were made in 2024, the statewide 15.7% denial rate, how approvals differ by county, and the refinancing rebound.
CFPB data · 11,479 records
Michigan Mortgage Complaints: What 11,479 CFPB Records Reveal
We analyzed every Michigan mortgage complaint in the federal CFPB database — which companies draw the most complaints, what borrowers actually complain about, and how disputes get resolved.