How the Mortgage Process Works
We've simplified the mortgage process to make your journey to homeownership smooth and straightforward.
1
Initial Consultation
Meet with our mortgage experts to discuss your needs and goals.
- Review your financial situation
- Discuss your homeownership goals
- Explore available loan options
- Get initial rate quotes
2
Pre-Approval
Get pre-approved to understand your buying power.
- Submit basic documentation
- Credit check and initial review
- Receive pre-approval letter
- Understand your budget range
3
House Hunting
Search for your dream home with confidence.
- Work with real estate agents
- Make strong offers with pre-approval
- Stay within approved budget
- Find the perfect home
4
Full Application
Complete your formal mortgage application.
- Submit required documentation
- Property appraisal
- Underwriting review
- Loan commitment
5
Closing
Final review and closing on your new home.
- Final documentation review
- Closing disclosure review
- Fund transfer arrangement
- Sign closing documents